Kentucky Mortgage Solutions
Whether you're purchasing your first home, refinancing, buying a vacation property, or financing an investment, I'll help you explore mortgage options that fit your goals.
Christopher Riggsby | Mortgage Broker | NMLS #2459583
Best Rate Mortgage, powered by Morty
Mortgage Options for Every Stage of Life
Every homebuyer and property is different, and finding the right mortgage starts with understanding your options. Whether you're purchasing your first home, refinancing, or financing an investment property, I'll help you explore available loan programs and find financing that fits your goals.
CONVENTIONAL LOANS
Flexible financing options for qualified homebuyers, including first-time buyers, repeat buyers, and those purchasing second homes.
USDA LOANS
Affordable financing for eligible buyers purchasing homes in qualifying rural areas, with options for no down payment.
FHA LOANS
Government-insured financing with flexible credit requirements and low down payment options for eligible homebuyers.
INVESTMENT & DSCR LOANS
Financing options for real estate investors, including programs that may qualify based on a property's rental income rather than traditional personal income.
VA LOANS
Home financing benefits for eligible veterans, active-duty service members, and qualifying military families, including options with no down payment.
SPECIALTY MORTGAGE PROGRAMS
Explore additional financing options for unique situations, including self-employed borrowers, certain professionals, and nontraditional income scenarios.
Why Work With a Mortgage Broker?
ACCESS TO MULTIPLE LENDERS
Explore financing options from different lenders instead of being limited to one bank's products.
More Options. Personalized Guidance.
Working with a mortgage broker means you're not limited to the loan programs offered by a single bank. I work with multiple lenders to help you explore financing options, compare available programs, and find a mortgage solution that fits your goals.
OPTIONS FOR DIFFERENT BUYERS
From first-time homebuyers to experienced investors, I'll help you explore programs that fit your situation.
GUIDANCE FROM START TO FINISH
Get clear explanations, personalized assistance, and communication throughout the mortgage process.
Your Mortgage Journey, Step by Step
From our first conversation to closing day, I'll help you understand the financing process, explore your options, and stay informed along the way.
1
LET'S TALK
We'll discuss your financing goals, financial situation, and the type of property you're looking to purchase or refinance.
2
EXPLORE YOUR OPTIONS
I'll help you compare available mortgage programs, review financing options, and determine which solutions may fit your needs.
3
PREAPPROVAL
We'll review your financial information and necessary documents to determine your potential purchasing budget and financing eligibility.
4
PROCESSING & UNDERWRITING
Once your loan moves forward, I'll help coordinate documentation, underwriting requirements, and the steps needed to keep the process moving.
5
CLEAR TO CLOSE
After final loan approval and completion of closing requirements, we'll prepare for closing day and the final steps of your mortgage.
Ready to Explore Your Mortgage Options?
Whether you're buying your first home, refinancing, or investing in real estate, I'm here to help you explore your financing options and take the next step with confidence.
Already submitted an application?
If you apply directly through my mortgage website, please send me a quick text or give me a call at 606-481-0357 so I can follow up with you and help guide you through the next steps.